We offerInvestorForeign NationalTAX ID/ITINConstructionCommercialBank StatementHard MoneyBridgeloans.
Our Bank Statement Loan Programs are a perfect fit for self-employed borrowers who prefer to use business or personal bank statements to document their income instead of tax returns.
Entrepreneurs, freelancers, small business owners, and self-employed borrowers — don't let your taxable income stop you from getting a low-rate mortgage. We have a flexible loan option specifically made for you.
One-month Bank Statement Program:
- Self-employed borrowers
- 650 minimum credit score
- 80% LTV max purchase
- 75% LTV max refi (R/T & Cashout)
- No charge offs, collections or tax liens
- Maximum loan amount of $5 mil
- Reserve funds are not required
- Most recent personal account’s bank statement
- Cash out is unlimited
- SFR / Condo / Townhouse property types
- 5/1 ARM (rates start from 5.875%)
- 7/1 ARM (rates start from 6%)
- 30 years Fixed (rates start from 6.125%)
- Also Eligible for Foreign Nationals. Loan to value 75%
