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We offerInvestorForeign NationalTAX ID/ITINConstructionCommercialBank StatementHard MoneyBridgeloans.

Our Bank Statement Loan Programs are a perfect fit for self-employed borrowers who prefer to use business or personal bank statements to document their income instead of tax returns.

Entrepreneurs, freelancers, small business owners, and self-employed borrowers — don't let your taxable income stop you from getting a low-rate mortgage. We have a flexible loan option specifically made for you.

One-month Bank Statement Program:

  • Self-employed borrowers
  • 650 minimum credit score
  • 80% LTV max purchase
  • 75% LTV max refi (R/T & Cashout)
  • No charge offs, collections or tax liens
  • Maximum loan amount of $5 mil
  • Reserve funds are not required
  • Most recent personal account’s bank statement
  • Cash out is unlimited
  • SFR / Condo / Townhouse property types
  • 5/1 ARM (rates start from 5.875%)
  • 7/1 ARM (rates start from 6%)
  • 30 years Fixed (rates start from 6.125%)
  • Also Eligible for Foreign Nationals.  Loan to value 75%