| | | |

We offerInvestorForeign NationalTAX ID/ITINConstructionCommercialBank StatementHard MoneyBridgeloans.

Our Bank Statement Loan Programs are a perfect fit for self-employed borrowers who prefer to use business or personal bank statements to document their income instead of tax returns.

Entrepreneurs, freelancers, small business owners, and self-employed borrowers — don't let your taxable income stop you from getting a low-rate mortgage. We have a flexible loan option specifically made for you.

One-month Bank Statement Program:

  • Self-employed borrowers
  • 650 minimum credit score
  • 80% LTV max purchase
  • 75% LTV max refi (R/T & Cashout)
  • No charge offs, collections or tax liens
  • Maximum loan amount of $5 mil
  • Reserve funds are not required
  • Most recent personal account’s bank statement
  • Cash out is unlimited
  • SFR / Condo / Townhouse property types
  • 5/1 ARM (rates start from 5.875%)
  • 7/1 ARM (rates start from 6%)
  • 30 years Fixed (rates start from 6.125%)
  • Also Eligible for Foreign Nationals.  Loan to value 75%
Image
Outstanding service!!! Patti and Team are amazing!! They will work hard to get you the best possible deal and ensure the entire process is completed in a timely manner. All the while explaining you the entire loan cycle step-by-step, so you never feel out of place. If you have any doubts about whom you should be working with, contact Patti and Team. You won't regret it!!
Heltor H.
My wife and I have used Patti's services on two different occasions when we purchased homes. She always provided excellent service, is very knowledgeable, very professional, and very friendly. We highly recommend her.
Santiago T.
Came to the Contrasto team to prequalify for a new house loan. We had worked with Contrasto when getting our current home.They took time to explain what we needed, ad were very helpful in suggesting where we could get additional help. They are great partners. The Contrasto team was very professional, courteous and provided excellent service to me when I was buying a new home.
Bryan E.